July 13, 2024
Valley Nationwide Bancorp (NASDAQ:VLY) This fall 2023 Earnings Convention Name January 25, 2024 11:00 AM ET

Firm Contributors

Travis Lan – Head, IR

Ira Robbins – CEO

Thomas Iadanza – President

Michael Hagedorn – CFO

Convention Name Contributors

Frank Schiraldi – Piper Sandler

Steve Moss – Raymond James

Michael Perito – KBW

Jon Arfstrom – RBC Capital Markets

Steven Alexopoulos – JPMorgan

Nick Cucharale – Hovde Group

Manan Gosalia – Morgan Stanley

Matthew Breese – Stephens

Operator

Thanks for standing by, and welcome to the This fall 2023 Valley Nationwide Bancorp Earnings Convention Name. [Operator Instructions] Please be suggested that immediately’s name is being recorded.

I wish to flip the decision over to your host, Mr. Travis Lan. Please start.

Travis Lan

Good morning, and welcome to Valley’s fourth quarter 2023 earnings convention name. Presenting on behalf of Valley immediately are CEO, Ira Robbins; President, Tom Iadanza; and Chief Monetary Officer, Mike Hagedorn.

Earlier than we start. I wish to make everybody conscious that our quarterly earnings launch and supporting paperwork may be discovered on our firm web site at valley.com. When discussing our outcomes, we confer with non-GAAP measures, which exclude sure objects from reported outcomes. Please confer with immediately’s earnings launch for reconciliations of those non-GAAP measures.

Moreover, I wish to spotlight Slide 2 of our earnings presentation and remind you that feedback made throughout this name could comprise forward-looking statements regarding Valley Nationwide Bancorp and the banking trade. Valley encourages all individuals to confer with our SEC filings, together with these discovered on Types 8-Ok, 10-Q and 10-Ok for an entire dialogue of forward-looking statements and the elements that might trigger precise outcomes to vary from these statements.

With that, I’ll flip the decision over to Ira Robbins.

Ira Robbins

Thanks, Travis.

Within the fourth